​Loan Overview

Ready to Buy a Home?

VIP offers a wide array of competitive loan programs for home buyers and is committed to finding the right home loan for you through responsible lending practices. Whether you are a first-time home buyer, need a second mortgage loan, are refinancing an existing loan, or looking to obtain a Reverse Mortgage loan, we offer all of the most popular loan options:

Getting started

VIP Mortgage knows that buying a home can be intimidating and complex. We're here to guide you through the mortgage loan process and make the home buying experience enjoyable and stress free - just as it should be!

What You'll Need

  • Verification of employment for you and your co-borrower, if you plan to have one
  • Information about your debts and assets
  • Most recent pay stubs for 1 month
  • W-2s from the previous 2 years
  • Signed copies of the last 2 years' tax returns along with all schedules that were filed
  • Homeowner's insurance company name and number
  • Most recent bank statements for 2 months
  • Most recent statements from any retirement and investment accounts for two months