mortgage

Refinancing Made Easy

Has your credit score improved? Or have mortgage rates dropped since you first purchased your home? If you answered "yes" to either of these questions, you may be able to save money each month by refinancing your mortgage.

Benefits of Refinancing:

  • Lower Your Interest Rate - Interest rates are historically low these days.
  • Lower Your Monthly Payment - With a lower payment, you can use the extra funds for retirement savings, paying other debts, saving money for college, or other purposes.
  • Pay Off Your Mortgage Sooner - It will mean less money you’re paying in interest and closer to being free of a mortgage payment!
  • Change Your Loan Type - You could switch from an adjustable rate mortgage to a more stable fixed rate mortgage.
  • Access the equity in your home - Use a cash-out refinance to leverage the equity you have already built.
  • Remove Mortgage Insurance - If you purchased your home with less than 5% down, depending on your loan terms you may be able to remove the mortgage insurance you’re paying each month.

If you purchased your home a few years ago there is a high probability that your interest rate is higher than what they are currently. While every loan is different, being informed about the process can make a world of difference.

Not sure if now is the best time to refinance or what the process entails? Check out my free Home Loan Refinance eBook today to learn more!

Refinancing Made Easy!
Download my free eBook today.

Contact Matt Chao
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